We tell you about Banking on your own mobile?

We tell you about Banking on your own mobile?

There is an application for that!

Install our CUA Cellphone Banking App today.

It’s an optimised banking experience for the mobile, that’s secure, simple and convenient.

Date of issue 1 2020 april

Show me personally interest levels for:

CUA Daily Snap Account

This account doesn’t make interest.

CUA Daily Youth Account

This account will not make interest.

Everyday 55+ Account –> 0.01%p.a. –> 0.45%p.a. –> 1.30%p.a. –>

CUA Everyday 50+ Account

Conditions: Funds can be obtained on call. Interest percentage is calculated on day-to-day balances and paid monthly. Speed applies on a basis that is stepped. Interest paid at 0.01%p.a. on balances under $5,000, at 0.55%p.a. on balances from $5,000 to $50,000, and also at 1.30%p.a. regarding the portion of the total amount over $50,000.

CUA Daily Company Account

Conditions: Funds can be obtained on call. Interest rates are calculated daily on entire balances and paid half-yearly.

All balances earn 0.01% interest.

Savings & Term Deposits

Term Build Up

Conditions: Minimal investment $5,000. Interest percentage is calculated daily on entire balances. To get the Platinum Plus Club Member prices pointed out below, the account owner regarding the term deposit must certanly be either a person aged 55 years or higher, or an excellent Fund/Trust, in which the Trustee is a person aged 55 years or higher.

CUA eSaver Reward Account

eSaver Flexi Account

CUA Youth eSaver Account

Conditions: interest rates are calculated on day-to-day balances and paid monthly. Speed applies on a basis that is stepped. Interest paid at 3.20%p.a. on balances up to $5,000, then at 1.00%p.a. on that part of the total amount over $5,000.

Mortgage Loans

All loans are at the mercy of CUA’s normal lending policy. Costs and fees use. Make reference to Schedule of charges pamphlet. Conditions connect with ‘new company just’ online payday loans with no credit check Cambridgeshire provides. Rates of interest are on a per year basis as they are susceptible to change.

Housing Finance Owner/Occupier & Household Investment

Variable Prices

Fixed Rates

Residence Loan Information Show content

* Comparison rate determined on a $150,000 secured loan over a term of 25 years centered on month-to-month repayments. #Warning: This contrast rate does work limited to the examples offered that can maybe maybe maybe not consist of all costs and costs. Various terms, costs or other loan amounts might end in a comparison rate that is different.

О” Maximum Loan to Value Ratio (LVR) is comprehensive of Lenders Mortgage Insurance (LMI) where relevant. Maximums based on standard protection. Lower LVR limitations make an application for non-standard safety kinds.

# On termination for the fixed period, loan reverts to your appropriate Standard Variable Principal & Interest payment price.

1 Achieve Variable can be obtained to new to CUA mortgage loans just. Minimal loan amount $100,000. Maybe maybe maybe Not designed for switching or restructuring of current CUA mortgage loans or to applicants for another CUA mortgage loan completely approved just before 7/11/2018. Optimum LVR restrictions apply centered on standard protection kinds. Posted rates of interest and discounts applicable and available to mortgage loans submitted on or after 7/11/2018. Interest levels and discounts can vary by loan function (owner occupied and investment) and also by payment kind (principal and interest, interest just and construction loans). The discounts specified in your loan agreement will maybe not alter when it comes to full life for the loan provided that you don’t differ your loan contract. in the event that you differ your loan (for instance, changing the mortgage function or repayment kind), the prices and discounts may alter.

2 open to a new comer to CUA mortgage loans just. Minimal loan amount $100,000. Provides perhaps not readily available for switching of current CUA mortgage loans or to applicants for the next CUA mortgage completely authorized just before 04/07/2018. Optimum LVR limitations use considering standard protection kinds.

3 major and interest (P&I) repayments just. Perhaps maybe Not designed for construction purposes.

4 re re re Payments are built on a pastime just foundation for very first year. After year loan will return towards the Achieve that is relevant Variable repayments rate reflecting the discount specified in your loan agreement. Contrast rate according to a 12 thirty days interest just duration and P&I for stability for the term.

5 optimum interest just amount of two years for owner-occupier and 60 months for investor financing susceptible to credit evaluation. At expiration associated with the interest only period loan will return into the appropriate Achieve Variable P&I repayments price showing the discount specified in your loan agreement. Contrast prices predicated on a 24 and 60 thirty days interest just duration correspondingly and P&I for balance of this term.

6 re Payments are created on a pursuit just foundation for very very first one year. After one year loan will return towards the Accelerate that is relevant Variable repayments rate. Contrast price predicated on a 12 interest only period and P&I for balance of the term month.

7 interest that is maximum amount of two years for owner-occupier and 60 months for investor financing at the mercy of credit assessment. At expiration regarding the interest only period loan will return into the appropriate Accelerate Variable P&I repayments rate. Contrast prices considering a 24 and 60 interest only period respectively and P&I for balance of the term month.

8 Achieve Variable is present to a new comer to CUA mortgage loans just. Minimal loan amount $250,000. Perhaps perhaps Not readily available for switching or restructuring of current CUA mortgage loans or even candidates for the next CUA mortgage loan completely authorized just before 02/08/2019. Maximum LVR restrictions use predicated on standard protection kinds. Posted interest levels and discounts available and relevant to mortgage loans submitted on or after 02/08/2019. Rates of interest and discounts can vary greatly by loan function (owner occupied and investment) and also by payment kind (principal and interest, interest just and construction loans). The discounts specified in your loan agreement will likely not alter when it comes to full lifetime associated with the loan supplied you may not differ your loan agreement. In the event that you differ your loan (for instance, changing the mortgage function or payment type), the prices and discounts may alter.

9 Achieve Variable can be acquired to a new comer to CUA mortgage loans just. Minimal loan amount $500,000. Maybe perhaps Not readily available for switching or restructuring of current CUA mortgage loans or to applicants for the next CUA mortgage loan completely authorized just before 14/11/2019. Optimum LVR restrictions use predicated on standard protection kinds. Posted interest levels and discounts applicable and available to mortgage loans submitted on or after 14/11/2019. Rates of interest and discounts can vary greatly by loan function (owner occupied and investment) and by payment kind (principal and interest, interest just and construction loans). The discounts specified in your loan contract will likely not alter for the lifetime associated with loan supplied you don’t vary your loan agreement. In the event that you differ your loan (as an example, changing the mortgage function or payment kind), the prices and discounts may alter.

8 Achieve Variable can be obtained to a new comer to CUA mortgage loans only. Minimal loan amount $150,000. Perhaps Not designed for switching or restructuring of current CUA mortgages or to candidates for the next CUA mortgage loan fully authorized ahead of 1 April 2020. Maximum LVR restrictions use predicated on standard protection types. Published rates of interest and discounts available and relevant to mortgage loans submitted on or after 1 April 2020. Interest levels and discounts can vary by loan function (owner occupied and investment) and also by payment kind ( interest and principal, interest just and construction loans). The discounts specified in your loan agreement will likely not alter for the lifetime associated with the loan supplied that you don’t differ your loan agreement. In the event that you differ your loan (for instance, changing the mortgage function or repayment kind), the rates and discounts may alter.

15 major and interest (P&I) repayments just. perhaps Not designed for construction purposes.

16 optimum interest just duration of two years for owner-occupier and 60 months for investor lending susceptible to credit evaluation. Interest just duration must align to the fixed rate duration. At expiry associated with the interest only period loan will return to your relevant Standard Variable P&I repayments rate. Contrast prices predicated on interest limited to the term that is fixed relevant P&I for stability associated with term.

17 re Payments are created on a pastime just basis for very first one year. After year loan will return into the appropriate Standard Variable P&I repayments price. Contrast price according to a 12 thirty days interest just period and relevant P&I for stability associated with term.

Leave a Reply

Your email address will not be published. Required fields are marked *